How does Tellus work?

Tellus is not a bank. Tellus is not FDIC-insured.

How It Works

Tellus is a single app that brings together competitive cash rewards, property management tools for landlords and renters, and a separate business-purpose lending operation — all powered by real estate.

Powered by real estate

Tellus is powered by real estate in some of the most stable housing markets in the USA.

Step 01

Get started, transfer, set a goal

It takes 3 minutes to get set up and make your first transfer. Your account activates the moment your transfer processes. Claim your first Boost to start earning rewards.

DOWNLOAD THE APP

Step 02

How Tellus Makes Money

Tellus is a non-bank lender that makes short-term loans — typically 12-month terms — against non-owner-occupied residential property. Borrowers are fix-and-flip operators, landlords pulling equity from rental properties, and developers doing small-scale residential construction. This is short-term business-purpose lending arranged through licensed brokers, not consumer mortgages.

Step 03

Pay or collect
rent

Whether you’re a renter paying on time or a landlord collecting from tenants, Tellus brings rent payment and collection into the same app — with reminders, AutoPay, and clear records for both sides.

Step 04

Boost, Budget & Automate

Tellus helps you budget your money and set goals. Organize and automate your money into buckets with Stacks. Claim free daily Boosts to increase your cash rewards.

Step 05